Social Security spouse benefits are available to you whether you’re widowed, divorced, or still married. However, there are some important considerations to bear in mind when claiming Social Security, regardless of your status. Widowed Spouses Benefits You can claim your spouse’s social
Social Security spouse benefits are available to you whether you’re widowed, divorced, or still married. However, there are some important considerations to bear in mind when claiming Social Security, regardless of your status. Widowed Spouses Benefits You can claim your spouse’s social security, as early as 60 years, upon his/her death, if you have [...]
Are you getting ready to settle down and buy a house or debating whether renting or leasing is the better option? It is a big decision that might have long-term effects. Both choices come with pros and cons, and it’s important to weigh those pros and cons carefully before you start planning your future. In [...]
It is common knowledge that exercise keeps you healthy. Exercise is required for proper blood circulation, controlling your weight, combating heart disease, improving your mood, and the best news – it delays aging. Engaging in at least half an hour of physical activity every day can be extremely beneficial. What generally happens, in reality, is [...]
Retirement is a time to relax and enjoy all the hard work you have put in throughout your career. As you plan for retirement, it is important to understand how healthcare costs will fit into your overall plans. Many individuals fear retiring because they are uncertain about how they will afford their healthcare expenses while [...]
As you approach retirement or consider downsizing, moving into a 55+ community can be an attractive option. These age-restricted communities provide a unique opportunity to live in comfort and style well into later years, by offering a range of tailored housing options for older adults. From spacious single-family homes to low-maintenance condos, apartments, and villas, [...]
Are you in the process of planning your retirement and considering “55+ communities”? These senior-friendly living options offer numerous benefits. Not only do they provide a sense of community and companionship by allowing you to socialize with like-minded peers, but they also offer the opportunity to keep up with new hobbies and interests. Additionally, opting [...]
Sometimes blending in with the crowd is a good thing, and when it comes to 55+ living, today’s home designs have changed the way buyers view “retirement” communities. While 55+ communities do provide aging with grace home features, they’re designed in such a seamless, and modern way that they just become part of the home, [...]
What a 55+, or age-targeted community is not, is a retirement facility. In fact, most of the people who buy homes in these communities are far from retiring, yet find the lifestyle, and amenities the perfect fit for their active lives. Basically, you get to pick your flavor whether you’re a serious golf enthusiast, a [...]
Why 55+ Communities Appeal to Active Older Adults In 1995, the Fair Housing Act of 1968 was amended to include an exemption for housing developments to lawfully exclude families with minor children. This exemption is known as the Housing for Older Persons Act (HOPA). HOPA allows developments to cater their units to residents aged 55+ [...]
There comes a time in your life when you will either leave work or opt for a quieter and laid-back life. However, unlike in the past, we are no longer assured of living solely on our pensions or retirement savings. Instead, it is up to us to set up the right plan to ensure we [...]
Spring is right around the corner, and newness is everywhere from the heavily budded trees to the first buttery yellow daffodils emerging from hibernation. As we’ve existed on hardy winter produce, most of us are anxiously anticipating the arrival of ruby red strawberries, tender lettuces, and sweet peas. Local farms will be gearing up for [...]
Retirement can be a daunting prospect, especially if you are in your 30s or 40s and still feel like it’s far away. Unfortunately, the years go by quickly and many people don’t take the time to plan for their retirement until it is too late. Failing to make preparations can lead to regrets, so if [...]
