Identity theft, a rapidly growing crime in America, poses a significant threat to millions of people. As this malicious act continues to escalate, it is crucial to safeguard our vital information and personal details from falling into the wrong hands. It is particularly important to be vigilant in p
Identity theft, a rapidly growing crime in America, poses a significant threat to millions of people. As this malicious act continues to escalate, it is crucial to safeguard our vital information and personal details from falling into the wrong hands. It is particularly important to be vigilant in protecting seniors, who are frequently targeted by [...]
The real estate industry, like any other business sector, is undergoing a significant transformation driven by technological advancements. The advent of digitalization and innovative tools has revolutionized the way real estate operates, influencing every step from property listings to final transactions. Technological Advancements in the Real Estate Industry In the realm of real estate, [...]
If you are closing in on retirement and wondering where to retire to where there are plenty of amenities, activities, and good public transport, as well as, top-notch health care, you should consider retiring in a college town. Here are a few more reasons to consider. Free or Discounted Classes Attending college as a [...]
So you’re considering a Home Equity Conversion Mortgage, aka. HECM, and may be wondering if you qualify, or what you might do with the money. A trip to Tahiti? Pay off debt? Last time we discussed the fundamentals of a HECM, and how it compares to a traditional mortgage. In this second installment, we’ll get [...]
In this series, we’ll be exploring the ins and outs of a Home Equity Conversion Mortgage, or HECM as the pros call it. Find out how it compares to a traditional mortgage, how to qualify, and the benefits of going this route. From application to closing, learn how to make your homework for you, and [...]
Many people wait for retirement, especially if they are stuck at unsatisfactory jobs. Although this may be a good idea, many are unable to do so due to various factors. The most common factor standing in the way of early retirement is justified savings. Here are a few more. Excessive Spending Most of us [...]
Retirement is all about relaxing and enjoying life. However, there might be a time when you are either a bit bored from sitting around home enjoying the good life or when you need a few extra dollars to supplement your income. Either way, you can still choose to work and earn an income, even past [...]
When I adopted my ten-year-old little guy from the Oregon Golden Retriever rescue last year, he came with contracts, medical records, and most importantly a microchip. Should he ever go missing, his chip is registered with the rescue organization’s information, and of course to me. Millions of dogs and cats are found without any form [...]
If you have decided to buy a home to retire to, it is time to act fast and get your mortgage. But wait! Things have changed significantly since the time you may have walked into a bank and gotten a mortgage for your first home. Did you know there are several types of mortgages? Which [...]
The 4th of July is quintessential Americana with backyard BBQs, flip-flops, and spectacular fireworks show. I love to participate in the festivities, but my dog? Not so much. Fireworks were a four-letter word in our household, and while everyone else was enjoying a warm summer evening watching the night sky come alive with sparkles… my [...]
A great portion of senior citizens is quite active online. They are using the internet for a wide variety of tasks. The email and Skype family and friends and use Google and various other search tools for information. In addition, many seniors use the internet for the purchase of medications, clothes, and groceries, etc. The [...]
You’re 62 and have substantial equity in your home to tap into, but may be wondering where to go from here? Once you’ve satisfied the eligibility requirements for a HECM and found a lender that will help set your financial goals into action, it’s time to apply for your loan. We’ve learned how a Home [...]
