Category Archives: Virginia

Money Saving Tips for Seniors

6 Money Saving Tips for Active Seniors

Active Adult Living Made Better with Money Savvy Measures

The rising cost of living is not easy for most seniors.  You, as an active senior, maybe living on a fixed income and the rising utility bills, gas and food prices may be quite worrying.  This can be true even if you have planned well for retirement.  However, there are ways to stretch that income, if you follow some money-savvy practices. Here are a few methods that you can take into consideration to keep your finances stable and your mind free of worry.

Selling your Home? Here’s What You Can Do

Selling your Home? Here’s What You Can Do

Moving can be a sad, overwhelming, frustrating, and chaotic time.  However, it is something that you need to get through to get on with your life.  Many baby boomers put their homes on the market when they realize it is either too empty or too big – now that their children have left the nest.  They wait in great anticipation for the sale of their old home to come through so that they are able to purchase a new one in a retirement community of their choice.  However, this may take longer than the usual time, if they do not know how to set the stage to sell their homes.

virginia state capital building in richmond, virginia.

Focus on Virginia

If you are looking for a state that is rich with history, natural beauty, and diverse terrains, Virginia might be your answer. This Southern state is where the story of Chesapeake Bay unfolds, and the love story of Pocahontas and John Smith flourish. It is nicknamed the “Old Dominion” and at times referred to as the “Mother of Presidents” with 8 US presidents having been born here. For active adults choosing a state for retirement, Virginia can be a thrilling experience.  There are so many things happening in Virginia that you are unlikely to miss the State that you left behind. Here is some related information on this state that you may need to know in order to make the right decision.

Maintenance Free Communities for 55plus active adult retirees & seniors

Why Do Many Baby Boomers Consider Maintenance-Free Living?

The American Dream is no longer home with a white picket fence, a yard, 2.5 kids and a golden retriever.  Things have changed dramatically in the last decade or so.  Now, more and more Americans are considering a home where there is no lawn to be mowed, fence to be painted and no walking the dog or shuttling kids to school.  Dog walkers and car-poolers may solve the last two problems, but not others.  This is because most Americans do not have the time for or the inclination to take on these tasks anymore.  Active lifestyles of empty nesters, baby boomers and seniors make them want to get the best out of their free time and maintaining gardens and homes is certainly not a fun-filled task! This is especially so if you are in the 55+ age group where home maintenance is certainly more of a chore than a joy. We find many baby boomers considering low maintenance or maintenance-free homes when moving into active adult communities for those very valid reasons.

Keeping Fit Beyond Middle Age

Life, as it approaches the 55+ mark, leads to giving up on various activities, including working full time.  While retirement is part and parcel to life, it is meant to give you more time for doing things you want to do but never had the free time for.  While you may be letting go of certain routines, you should never give up your fitness routine.  Hitting the 55+ mark means you may not any longer be vigorously training 2 hours a day!  Yet, you still need to exercise so that you stay fit and trim.  You may not have had time to exercise with your busy schedule before.  However, now that you have the time in your retired life, it is suggested that you to carve out some time for exercise so that you can live beyond your middle age keeping fit as a fiddle.

A Few Great Reasons to Consider for Living in an Active Adult Community

Your home may be feeling empty now that your children have left the nest to lead their own lives. You may be wondering what to do with your life and how to keep yourself occupied. One of the best ways to stay active and enjoy your new life of “no responsibilities” is to move into an active adult community. If you are not sure about this, and if it is a whole new idea that you never considered, below are a few great reasons to give yourself a nudge in the right direction.

Your Health

Healthy living is a guaranteed possibility when living in an active retirement community. Every community is built and managed to cater to the requirements of seniors who are independent and active. Therefore, you will typically find a health center, spa, swimming pool, tennis and various other means of physical activity in such communities. Apart from the opportunity to maintain or improve your physical health, you can be sure to improve your emotional wellbeing too as you take part in various activities such as crafts, billiards and book clubs with likeminded individuals. This will bring more enjoyment to your life, and as the saying goes, a happy person is a healthy person!

Retire to the Luxury Community of Regency at Dominion Valley

Many 55+ active seniors feel that Virginia is the perfect state to retire in. Firstly, there is the weather. Virginia offers approximately 205 sunny days per year, which draws in many retirees. Secondly, Virginia offers its residents and visitors a myriad of fun and exciting things to see and do. And, third, there is a fantastic luxury community in Virginia, the Regency at Dominion Valley in Haymarket, Virginia.

Using Your Pension Funds Wisely

As you approach retirement, your thoughts will automatically shift from saving your pension to how you will utilize it.  Retirement funds need to be utilized wisely as, unless you have a part-time job, this will be your main source of income for a long time.  This requires you to pay special attention to drawing up a spending plan.  This plan depends on your lifestyle.  How do we wish to live?  Lavishly or frugally?  The best way to utilize your pension is to live within your means without too much overspending and considering proper options.  This does not mean you should compromise on various aspects of good living.  Below are a few methods that can be considered in using your pension funds wisely, so that it lasts a long time.