Category Archives: Retirement Guides

Choosing a Landlord Over a Lender Part I

Choosing a Landlord Over a Lender Part I

Owning a home has been the gold standard when it comes to defining stability, and financial success, however for baby boomers, and retirees, renting has become the growing trend for practicality, and affordability. By 2030, one out of every five Americans will be 65 or older according to the Federal Administration on Aging, and this means making some decisions on how to retire, and where.

From being closer to family, or having a vacation home, to shopping around for a retirement destination, renting provides options not available to home buyers such as a short-term lease agreement. If you’re desiring the amenities many 55+, and active adult living communities provide but want to forego a mortgage check, some of the best active retirement communities provide options to rent or are exclusively rental based. Renting isn’t just for fresh-faced millennials anymore, with the demand for homes being driven by the baby boomer generation.

Technology gadgets for seniors

Technology Gadgets for Seniors

Seniors are quite tech-savvy these days. Give them an Ipad and they know exactly what to do with it. More than 80% of seniors know how to use the internet. If you are not one of these seniors, it’s time you got with the program.

Here are a few technology gadgets you really need in your life.

  • Desktop/Laptop Computer – A desktop computer is a good thing to have if you are working from home. Many retirees use desktop computers for working, ordering medications, and, sometimes, shopping. Although desktop computers may be replaced with laptops, it is still familiar to seniors, and many prefer using desktop computers to laptops.
  • Cell Phone – If you don’t have one of these by now, you are so late with technology. A cell phone is vital anywhere you go. Having a cell phone with you at all times is excellent especially in an emergency. Although a majority of seniors own a cell phone of one type or other, many still are not comfortable with one.
  • E-Reader – This may not be a popular method of reading for many seniors, but it is one that is catching up fast. Although many seniors prefer the old-school method of reading, quite a number of seniors can be seen reading books in digital format too.
  • Social Networking Sites – Most active adults are quite familiar with Facebook and MySpace and other social networking sites. Although this too, was approached with wariness, more and more seniors are now getting pretty active on social networking sites, and loving every minute of it!
  • Broadband Connection – The internet use of seniors has grown exponentially over the years. Although this was a rare sight, in the beginning, it is now not uncommon to see a senior, over the age of 65, clacking away at the computer and using Google to find information.
  • Email Account – Gone are the days of letter writing. Say hello to email. Every American has an email account including over 55 seniors. Although you may be a bit reluctant to open an email account, you are sure to enjoy its benefits once you become familiar with it.

Although you may be wary of all these technology gadgets, it is time you faced the fact that you live in a digital age. So, become a tech-savvy senior and give your kids and grandkids a run for their money.

This article is by ActiveAdultLiving.com®, the website for comprehensive active adult community information.

The Three H’s of Autumn

The Three H’s of Autumn

The shorter summer days and crispness of the air are nature’s signals that it’s time to start preparing for winter. Depending on the climate where you live or are considering moving to, the list of tasks may seem endless. Here’s a shortlist of tasks that can be checked off your to-do list no matter where you reside.

Health

Taking care of your health is a top priority when preparing for the winter months. Autumn is the ideal time to visit your primary care physician (PCP) to make sure you’re up-to-date on your vaccines and preventative health exams. Medical experts advise getting your annual flu shot in October for optimal protection from the upcoming flu season. Both the shingles and the pneumococcal vaccines are recommended for people over the age of sixty-five. It’s also a good time to discuss boosters with your physician. The tDAP and COVID-19 boosters may be required to keep you safe.

The Right Time to Claim Social Security Benefits

Making the decision of the age of claiming social security benefits can be difficult. Should you do it as soon as you retire or wait longer so that you can get larger monthly checks? It is important to consider your options before you make your move because once you do it, there is no going back. Here’s how you can decide….

Facts to Consider When Shopping for 55 and Over Communities

Looking for 55 and over communities to retire can take a lot of time and consideration. You can’t just pick a retirement community at random and decide this is where you want to live. You need to conduct thorough research on the community, amenities, and the location of the community among other factors. Lucky for you, there is Active Adult Living.Com, a pioneering database that provides information on 55+ retirement communities across the USA and Canada. Over 8,500 communities are listed here. In this article, we are discussing some of the key factors to consider when looking for 55 and over communities.

The Benefit of Buying New vs. Resale

While customizing, and making a pre-owned house your own is rewarding, there’s nothing quite like purchasing a brand new home where memories start with you. Love that new car smell? The same goes for a newly constructed home where everything is still fresh, and move-in ready. Resale vs. new is a matter of personal preference, but there are advantages to choosing new that may benefit 55+ homebuyers in the long run.

Anyone who has purchased a fixer-upper knows what a headache it is to be faced with a leaky roof, faulty plumbing, or foundation issues. Most repairs have to be done before even moving in, and the cost can be a deal-breaker. In a new house, buyers can enjoy their home before wear and tear sets in, with warranties in place on materials, and major components such as A/C and heating systems. For retirees on fixed incomes, being able to move in right away without major fix-it expenses is less stressful, and financially practical. From a safety perspective, buying a new home means not having to install the latest carbon monoxide or smoke detectors, replacing faulty wiring, or facing hazards such as lead paint, asbestos, or mold issues.

Social Security Spouse Benefits – Things to Know if you are Eligible

Social security spouse benefits are eligible to you if you are widowed, divorced, or even still married. However, there are a few things you should know when claiming social security irrespective of the category you fall into.

Travel Tips That Give Jet Lag the Boot

The jet-setting season is fast upon us with baby boomers, and retirees heading off to far-off places, to explore the world or take a domestic excursion. Traveling is an exciting way to experience life beyond our own backyards, and meet new people, but can also be draining especially when we transition between time zones, and disrupt our normal rhythm. Train, plane, or automobile, active adults can learn to outsmart jet lag, and take advantage of every adventurous moment with travel-friendly tips worth packing their bags for.