Category Archives: Retirement Guides

Why Choose an Age Restricted Community?

Sun City Arizona was the country’s first 55+ community and has since inspired the development of active adult communities coast to coast. While some residents are retirees, many are on the go baby boomers still working a 9-5 job, and seeking the active lifestyle, and amenities many communities provide. With the focus on a healthy, social lifestyle, calling them “senior” living communities might get you a few eye rolls since many resemble a resort getaway, they’re more like a 24/7 vacation.

According to the Housing for Older Persons Act or HOPA, eighty percent of units within an age-restricted community must be occupied by someone 55+ or better. Some communities set their minimum age requirement at 60+ which they are welcome to do so long as they satisfy HOPA regulations. Depending on the community, there is often a limit to how long younger visitors can stay so keeping the grandkids all summer might be an issue.

Baby Boomers Know What They Want in a Home

Baby boomers at present do not want to “settle” for ANY retirement home.  55+-year-olds of today know what they are looking for in a retirement home and will not rest until they have it.  Today’s empty nesters represent the Baby boomer generation and they have exacting standards and their own idealistic views of life.  They are not a generation that will settle for less than what they deem as their due.  This is a good thing!  They have done their part for society and the world and would like to retire in peace and relax in a bit of luxury.  Seniors of yesteryear did not have the choices which active adults of the present day.  Therefore, they had no choice but to settle for what was offered.  Now, however, because there are so many active adult communities that are especially dedicated to catering to the 55+ age group, choosing an awesome community to settle down in will be much easier.

What do Active Adults Want in a Home?

Successful builders and developers of active adult communities consider this question very seriously.  They build the homes within these communities based on the data they gather.  Most active adults, according to them, wish for smaller homes.  This is because they do not want to be plagued with repairs and upkeep of a large home.  However, although they want smaller homes, they do not wish to compromise on the amenities or spaciousness of rooms.  These needs and desires are directly catered to by the homes built within most active adults communities.  Boomers, empty nesters, and active seniors want open floor plans that enable them the space to move freely throughout the home and also to entertain their friends and family.  They want an outdoor living area, such as a courtyard or a patio, high ceilings, studies, breakfast bars in the kitchen as well as all of the modern touches and conveniences that come with today’s homes.  They also want items within easy reach so that they do not have to bend too much to reach them.

Most 55+ adults are saying “no” to bathtubs, probably because they are dangerous, and saying “yes” to shower stalls.  They may otherwise request for walk-in bathtubs that are specially created for active adults who value their independence as well as a luxurious soak in their tub.  They also focus on one-story homes so that they do not have to climb stairs every two minutes.  However, if they do wish for two-story homes, they want the master bedroom and the study on the first floor.  Seniors today also demand energy-efficient homes with low gas and electricity bills – and of course, high-speed internet capabilities – preferably fiber optic!  Mostly, active adults see this as their last home and they want this home to reflect their personalities.

55+ adults of the present day do not wish to just sit and while the day away.  They wish to be active and therefore, seek vibrant communities with active lifestyles.  They want activities that keep them occupied and they want to be physically fit.  Amenities such as fitness centers, yoga studios, golf courses, swimming pools, walking trails, and tennis courts are much in demand by active adults.

Active adults also wish for homes they can lock and leave whenever they want without having to worry about security issues.  They also want to settle down in communities where there is out-door maintenance and upkeep because they do not want to mow their own lawns or shovel snow in the wintertime which can be extremely stressful on the joints.

As you can see, these empty nesters are a demanding pack and catering to their housing needs calls for special expertise. There are over 8,400 such active living communities listed in the ActiveAdultLiving.com web site.  A few randomly chosen ones are mentioned below:

If you need further information on active adult communities, you can visit ActiveAdultLiving.com, a comprehensive national directory of more than 5,800 communities where you are sure to find the one you wish to spend your retirement years.

Retire to Rhode Island and Experience All That the First State has to Offer

If you are an empty nester, looking for a place to settle down now that your responsibilities are over, and you no longer need to be based where your work is, you should consider Rhode Island as a place of retirement. Rhode Island is in the New England region and is an ideal place for 55+ active adults looking for adult living communities. You will find 20% of the country’s landmarks and 400 miles of coastline here. All types of watersports, such as boating, sailing, fishing, etc. are yours and there to be enjoyed if you purchase a home in an Active Adult Community in Rhode Island.

Is a Condo Lifestyle Right For You?

Downsizing, less maintenance, or desiring a second vacation home are just a few of the great reasons baby boomers and retirees are choosing condominium communities for their active lifestyles. Buying or renting a condo in a 55+ retirement community can be the perfect option to a single family home in terms of both price, and convenience. Some offer features such as underground parking, elevators, or a doorman, and many communities are located near exciting local attractions with amenities such as fitness centers, and clubhouses. If retiring the lawnmower, and show shovel sound like a great idea, then condo life could be for you!

Types of Rentals for Active Seniors

Many 55+ seniors prefer the less demanding task of renting homes because they do not wish to spend all their savings on the purchase of a home. Some 55+ seniors are just not interested in making a long-term investment that goes with buying a home. Whatever your preference, there are four categories of renting that you should be aware of. These are short-term rentals, long-term rentals, weekend getaways, and rent-before-you-buy. If you are interested in renting a home, you will be benefited by understanding what these four categories entail.

What will Seniors Choose – New Construction or Resale Homes?

Selecting the right home to retire to, can be an extremely challenging experience. You would have selected the preferred area, but now, will be at a loss about the community. There are many communities that offer you different home styles and other choices that selecting the right home can be pretty mind-boggling. If struggling with considering a newly constructed home vs. a resale home, you should be aware of some factors that may help you with your choice.

How to Make Money After Retirement

For most of us, making some extra money, after retirement, will enable us to do enjoyable things that we cannot otherwise afford to. However, if you are like me, you will frown and wonder what you can do, now that you are over 55 and retired from work. Chatting with my friend Ellie who has been working from home since she resigned from work to raise her kids, I realized that there are lots of opportunities that we can make use of. To begin with, there are many small businesses or even medium and large scale organizations that are heavily dependent on outsourced freelancers. This means we can easily secure a job as a freelancing, telecommuting employee or a service provider. Here are some great options that you can consider when it comes to earning money after retirement.

Walking and Jogging Keeps Active Adults Fit

It is common knowledge that exercise keeps you healthy.  Exercise is required for proper blood circulation, controlling your weight, combating heart disease, improving your mood, and the best news – it delays aging.  Engaging in at least half an hour of physical activity every day can be extremely beneficial. What generally happens, in reality, is that even if you have paid attention to keeping fit during your 20’s, 30’s and 40’s – when you reach age 55+, most people tend to let go of a fitness regime.  However, it is especially important for seniors to stay fit and healthy with proper exercise. This does not mean you have to jump around and exert yourself excessively.  It means that half an hour of moderate exercise such as walking or jogging will suffice to give you health benefits.  Furthermore you, as a person over the age of 55, should be careful about your joints.  Therefore, it is highly beneficial for you to consider walking and light jogging instead of any other high impact exercises.