Category Archives: Real Estate Guide

Using Your Pension Funds Wisely

As you approach retirement, your thoughts will automatically shift from saving your pension to how you will utilize it.  Retirement funds need to be utilized wisely as, unless you have a part-time job, this will be your main source of income for a long time.  This requires you to pay special attention to drawing up a spending plan.  This plan depends on your lifestyle.  How do we wish to live?  Lavishly or frugally?  The best way to utilize your pension is to live within your means without too much overspending and considering proper options.  This does not mean you should compromise on various aspects of good living.  Below are a few methods that can be considered in using your pension funds wisely, so that it lasts a long time.

Maintenance-free living

Help for Seniors to Deal with Winter Aches and Pains

Extra soreness and pain is almost guaranteed in senior lives during the cold winter months. If you have arthritis, welcome to the world of pain. Apart from arthritis pain, you may be plagued with colds, flus, and all other ailments that occur in winter. Although winter is a time of joy, your aches and pains can significantly hamper your joy towards the season. So, are you ready to give in and feel sick or would you wish to battle it out and come out winning?

Ordering Your Medicines Online

Are You Ordering Your Meds Online?

Having your prescription Meds ordered online can be useful for active adults

Active adults often rely on prescription Meds more than any other age group. According to the HealthCare Financing Agency, about 89% of older adults use one or more prescription drugs. It also states that on average active adults spend around $700 to $800 on prescription Meds monthly. Ordering prescription Meds online can save time and sometimes money, but you need to be careful. You need to safeguard your finances and health with simple measures before you opt for ordering Meds online. Buying online Meds is relatively easy. The point, click and buy. Active adults already do it for books, groceries, tickets and even cars. You can buy prescription meds online through a pharmacy or by mail order offered by your health insurance. Before you buy Medicines online, here are some essential dos and don’ts to keep in mind.

On The Greens - Manufactured Homes

Welcome to “On The Greens” Where Your Best Life Comes Manufactured

You deserve to retire in style -so whether your homebuying dreams include a wrap-around porch or space to entertain, the active adult community of On the Greens is putting the fab back in prefabricated. A far cry from the trailer on wheels you remembered as a kid, the craftsmanship of these beautiful manufactured homes takes the term “mobile home” and turns it on its ear. Not only do these custom homes rival their brick and mortar counterparts, but the engaging all-inclusive lifestyle offered makes this neighborhood a fantastic option as a primary residence or snowbird retreat.

Set amongst Sedona’s rust-hued rocks, and watchful eye of Mingus Mountain, Cottonwood is the perfect setting for 55 or better residents to bask in Arizona’s incredible year-round weather while being close to activities and entertainment – essential to any active lifestyle! This close-knit community features a collection of pre-owned, and new models, with options for 2-3 bedrooms, 2 baths, and spacious garages or carports. Architectural details such as nine-foot ceilings, granite countertops, recessed lighting, and elegant crown molding give a modern, yet timeless finish to each floor plan and age-friendly features including generously sized entryways take the hassle out of future renovations.

Centerville by Lenape Builders

Centerville by Lenape Coming Soon!

Lenape Builders will soon be bringing the appeal of single family living together with the ease of a duplex style home with the debut of its newest Centerville neighborhood. Located in the historic town of Smyrna Delaware, a beautiful collection of presidentially inspired twin homes will be a welcome addition to this charming area and provide an idyllic mixed generation community to give downsizing a stylish upgrade. Whether someone is an empty nester or a retiree, the commitment to quality and service they’ll find with Lenape will make purchasing their new Centerville Home an exceptional experience.

The three generously sized floor-plans at Centerville will range between 1,400 to 1,900 square feet, with 3-4 bedrooms, 2.5 baths, and single family garages. Each model – The Adams, The Washington, and the largest design, the Monroe, will also offer elegant front porches, back decks, and the luxury of an unfinished basement to transform into anything from a man-cave, and hobby space to a home gym. Home buyers can also expect to see options for great rooms, spacious walk-in closets, and soaking tubs.

Barley Woods, The Villas of Fredericksburg

Barley Woods Makes New Introductions

Barley Woods – The Villas of Fredericksburg by Cornerstone, has recently introduced exciting additions to an already vibrant, boutique community. Located in historic Fredericksburg, Barley Woods represents quintessential Virginia – warm, inviting, and the social heartbeat of the city – the perfect place to pour a glass of southern hospitality. Maintenance free, and surrounded by natural beauty, this 55+ community is home to a new paired-home model, thoughtful outdoor amenities, and a newly opened clubhouse. Steeped in rich history, and brimming with culture, and activity, the city of Fredericksburg is a textbook example of location location location.

Part of Barley Wood’s paired-home collection, the new Caroline model epitomizes elegance. This gorgeous single-story design is generously sized around 1,748 square feet and exudes warmth and charm. Practicality meets high end aesthetic as an inviting great room with fireplace, large island kitchen, flex room, and generous storage blends seamlessly with age-in-place features that include step-free thresholds, seated showers, and raised vanities. Of course, nothing says southern living like outdoor entertaining, and this home has it all. An expression of European elegance, homebuyers will have their own private courtyard to host parties or unwind after a busy day, along with a covered outdoor patio, and a sunroom to soak in all those warm summer evenings.

Buying a House

How To Buy Like a Real Estate Mogul

Townhome, single-family, closing costs, oh my! Shopping for a home whether you’re a first-time buyer, or seasoned escrow veteran can, and often is one of the most challenging tasks we face. The online window shopping – dreaming about the property with the white picket fence and gleaming hardwoods is the part we all love, but getting down the nitty gritty of the buying process can launch us into the mind-frame of “what was I getting myself into?” While you can’t take the hassle out of the endless signatures, and unexpected events that may arise, arming yourself with a little know-how can make the transition from application to keys -in -hand a little easier.

Be Realistic – Know how much house you can afford and whether you’ll be able to maintain it long term. From HOA fees, and renovation costs, to saving for major repairs, the price of owning a home goes beyond your mortgage payment. Also, consider the cost of utilities – it takes far less to heat and cools a townhome than a 2,000 square foot house. Give your realtor a wish list of must-haves, but also let he or she know what your limits are so the candidates they show you are within the scope of manageability.