Category Archives: Learning and Education

Are You a Senior Seeking a Job After Retirement?

When Time is at Hand After Retirement, How do You Find another Job?

Retirement may be all exciting in its early stages. However, it can get boring when you have nothing but time on your hands. This may prompt the thought of returning to work, at least on a part-time basis. Are you seeking re-entrance to the workforce, now that you have thoroughly enjoyed some time in retirement? If so, there are a few factors that you should consider before applying for a job.

Mentoring Helps Seniors Find Purpose

A mentor helps you see the beauty in your dreams~ As a kid, my greatest source of wisdom was my grandmother. She was a fountain of knowledge, inspiration, and in some instances a healthy dose of tough love. To this day her legacy, and words live on in my heart, and I continue to use her life lessons each and every day. If I had advice to give to our younger generation, it would be to find a mentor. Every child needs someone to confide in, to gain advice from, and feel inspired by, and seniors can benefit equally by imparting their years of knowledge, and provide a listening ear. How many times do we hear older adults wishing they wish they could teach today’s youth a thing or two? Well why not get involved?

Volunteer work gives seniors the opportunity to use their time serving others, provides a sense of purpose, and improves self esteem. Working with youth is particularly impactive for older adults who may not have grandchildren nearby, and for those blessed with a heart of service. The Corporation for National and Community Service’s Foster Grandparent Program through Senior Corps, gets 55+ adults involved in their community by becoming mentors, and friends to young people struggling academically, who may be going down the wrong path in life, and assisting those with disabilities.

Innovative Technologies for Seniors

According to the Pew Research Center, 71% of web savvy seniors use the internet on a near daily basis. Whether for entertainment, social media, or business, technologies like smartphones, and tablets have become commonplace amongst today’s active adults. Keeping in touch with friends, and loved ones via the internet, or reading digital versions of books, and magazines is easy, and practical. For seniors opting to age in place, the latest, and greatest tech gadgets can be life saving, and a convenient way to perform daily tasks such as managing appointments, and keeping up on medication schedules.

Heard the phrase “there’s an app for that?” Well it’s true. There is a phone app for virtually anything from calorie trackers to watching your favorite shows. Android, or Apple users can download apps to create shopping lists, manage bank accounts, and of course connect with family through programs like Skype. Reading the fine print on a phone screen can be tedious but thanks to apps such as Make It Big fonts can be enlarged to fit the screen for ease of readability.

Why Everyone Should Microchip Their Pet

When I adopted my ten year old little guy from the Oregon Golden Retriever rescue last year, he came with contracts, medical records, and most importantly a microchip. Should he ever go missing, his chip is registered with the rescue organization’s information, and of course to me. Millions of dogs, and cats are found without any form of identification when their tags become lost, or they were never properly tagged in the first place. When you hear success stories of happy reunions with beloved pets more often than not it’s because they were microchipped. According to the American Veterinary Medicine Association, a study showed shelter pets outfitted with a microchip had a 74.1% higher success rate of being reunited with their owners versus those without one.

A microchip is a tiny device about the size of a grain of rice that is implanted with a hypodermic needle under the skin. It is as quick, and straightforward as a standard vaccine, and once in place should be registered with the owner’s contact information. Veterinary offices, and ASPCA’s are equipped with handheld scanners that find the chip so they can access the unique ID number assigned to it. In an article by Petco Corporation, they advise that owners have their vet scan the chip once a year to ensure it is still in place, and still working correctly.

How A Reverse Mortgage Can Equalize the Distribution to Heirs By David Brown

We hear and have seen when the last parent dies, the subsequent concern of equal distribution of the estate proceeds among the siblings and family heirs. Before this happens, take this into consideration. One parent has died and the pension and social security goes away as well. Accordingly, the surviving parent needs financial assistance each month to cover the small mortgage and other costs to maintain their own health and lifestyle. One of the four siblings will have the ability and heart to offer their parent a $2,000 per month allowance to assist with expenses and needs. Let’s say this continues for another 4 years before this parent also dies.

The heirs/children read the will and the $500,000 estate is to be divided equally 25% to each child or $125,000 for simplicity sake. But what about the child who gave the parent $2,000 per month for 48 months and would like to get some or all of this out of pocket cost back? They are out of luck even though they advanced the parent $96,000 over the last 48 months. They are only entitled to their 25% of the estate or $125,000 for a total net inheritance of $29,000 while the others each have a net of $125,000. Regardless of any other circumstances, in this scenario, there will be some resentment and hurt feelings by this good hearted child who just wanted to do the right thing on behalf of their parent.

Make A Will Month

64% of Americans don’t have a will. Rocket Lawyer is trying to fix this big gap and bring awareness to the importance of having your will in place. This August, Make A Will Month allows you to create a will for only $10 on Rocket Lawyer’s site. The process for creating a will take less than 30 minutes. You can save, print, edit, and download your document, and we’ll keep it safe in your secure online account so you can access it whenever you need it.

If you’re looking to complete your entire estate planning, it could cost between $1,000-$2,500 if done by an attorney. The process could also take up to two weeks to be finalized. By becoming a Rocket Lawyer member, for as little as $39.95/month, you can complete your entire estate plan, including a power of attorney, living trust, memorial plan and more. You have the ability to do it for yourself as well as your entire family. Plus, you can consult with local lawyers and have your documents reviewed at no extra charge. With Rocket Lawyer, you can cancel your membership anytime you’d like, and reactive it if you need to make changes to your estate plan down the line.

Get your estate planning completed during Make A Will Month, so you can save time, money and much needed sleep. Having this to do crossed off the list will allow you and your family to rest easy at night.

Taking Your Pup Across the Pond

I’ve moved dozens of times bringing with me my beloved dogs, and at one time a cat. One of our ventures involved a fourteen-hour drive, and a cat in a carrier, and let’s just say the prescribed kitty tranquilizers didn’t quite cut it, and I could have used a margarita or three. Domestic travel no big deal, but toying with the idea of an overseas move, my first thought was what about the dog? Come to find out people do it all the time, and with some careful planning, you and your fur kids can embark on your big adventure together. Here are some things to know before you fly the friendly skies with your companion in tow.

Find out about the rules, and regulations your destination has on bringing pets. Different countries have varied laws, some even requiring your dog be quarantined for a period of time that will be stressful for both of you. There may be a limit to how many pets are allowed, and you’ll be required to provide all vaccination certificates.

Schedule a check-up with your veterinarian to ensure your pet is healthy enough to travel, and obtain any necessary vaccines. Elderly pets may become stressed during plane travel, so ask if it’s advisable for them to do so. Both the airline, and your destination will need to verify health records, and it’s a good idea to bring extra copies in case one is misplaced.

Is your airline pet-friendly? Airlines that allow pets may have stipulations on the times of year you’ll be allowed to bring them, especially during the summer when the cargo area although pressurized would be too hot. Breed restrictions may also apply so check in advance. A great link for tips and pet-friendly airlines is Direct flights are best and ask your vet about feeding your dog pre-flight.

If your dog isn’t used to a crate or carrier, start acclimating them before your trip. I’ve found serving them their meals inside the crate, and hiding treats inside is a great way to help them make a positive association. When you’re purchasing a crate, check with the manufacturer to make sure it’s approved for air travel.

Be sure to bring your dog’s regular food to avoid a sudden transition to a new diet, and keep their bedding, and toys handy to provide familiar smells, and comfort. Our dogs love nothing more than to be by our sides, and will enjoy becoming a globe trotter as much as you do!

Head Back to Class-Post Retirement?

Have a penchant for academia, or thought you missed your chance to make the honor roll? If you’re finding you have time on your hands, and love learning, what if I said you could make heading back to class part of daily life? Thanks to university based retirement communities, the grandkids won’t be the only ones shopping the back-to-school sales! College life as a baby boomer or retiree gives you the opportunity to learn what you want rather than what’s on the prerequisite list, and there’s no pressure to pull an all night study session unless of course you want to. Missed out on frat parties? I won’t tell.

Time, and time again research has proven the cognitive, and physical benefits of learning later in life, and these university communities are providing the chance for active adults to stimulate their minds, and have fun doing it. Most college retirement communities are located in proximity to the universities themselves providing transportation to and from, and residents have access to amenities such as libraries, fitness centers, while mingling with the younger crowd.

Lasell Village in Newton, Massachusetts is located across from Lasell college, and is a continuing care community who’s motto is A passion for living, learning, and laughter. Residents of Lasell Village are required to earn their keep by taking at least 450 hours of learning, and fitness activities each year, and have wide variety of options from art history to participating in community or volunteer services.

Kendal at Oberlin in Oberlin, Ohio is a lively community providing services for independent, and assisted living as well as skilled nursing while providing an enriching learning environment for its residents. Working closely with Oberlin college, the community’s students can attend lectures, or audit classes on campus as well as experience the Conservatory of music.

Mary’s Woods at Marylhurst in Lake Oswego, Oregon has paired up with Marylhurst University to give their active residents a vibrant lifestyle, and continuing education. This beautiful Pacific Northwest community, provides on site classes, lectures, and travel opportunities, as well as being able to audit classes at the university at no cost.

College towns are known for having a hip, youthful energy that seniors can benefit from socially, and physically. For many, work, kids, and life got in the way of pursuing a higher education, and university based communities are proving it’s never too late to start!