Savor a Waterfront Retirement


Marine biologist Wallace Nichols authored the book Blue Mind, that delves into the mental, and physical benefits of being near water, and how it can improve feelings of well being.  Most of us can identify with the cathartic effect of listening to waves crash onto the shore, or relaxing in a canoe on the lake.  Research has shown water to improve creativity, mental clarity and quiet the mind. Waterfront properties are a hot commodity with 55+ active adults seeking a room with a view, and a vibrant outdoor lifestyle with activities such as boating, fishing, or just morning coffee overlooking the water. Aside from being the envy of your family, and friends, buying a lakefront home is the epitome of relaxed retirement living.

Lakefront properties encourage exercise beyond the gym, and into the great outdoors.  Many active adult living communities near the water provide easy access to hiking, and bike trails or water skiing for the truly adventurous. K. Hovnanian’s Four Seasons at Lakes of Cane Bay South Carolina, is the most recent installment of this premier builder, and is situated on a 300 acre lake system, and offers spectacular lakefront views with eight miles of shoreline perfect for whatever outdoor activity suits your fancy.

Buying a waterfront home makes for an idyllic venue for hosting gatherings. What better backdrop for family picnics, or a day fishing with the grandkids than a rippling lake or stream? Sunrise, or sunset, you’re guaranteed a mesmerizing view for an after dinner stroll, or an early morning golf game. Del Webb at Lake Oconee in Greensboro, Georgia is a resort style lake community that makes a waterfront lifestyle all too convenient with boat storage, docks, and the chance to engage in water skiing, fishing or boating.  Residents of this vibrant  55+ community have said the only issue they’ve had was not enough hours in the day to enjoy it all!

Factors to consider when purchasing a waterfront property are a higher purchase price, property taxes, and whether you’ll be required to purchase flood insurance. Homes on the water are very desirable making them the darlings of the real estate market, often with demand exceeding supply.  Also keep in mind these properties are vulnerable to water damage due to humidity or saltwater corrosion that may increase your insurance premium. Find a real estate agent experienced with waterfront homes to guide you through the process of making this very rewarding investment.